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Open a Bank Account in Belgium

Updated on Thursday 17th September 2015

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Open_a_Bank_Account_in_Belgium.jpgGetting started in Belgium

 
The process of opening a bank account in Belgium is straightforward and can be done with a minimum number of mandatory documents. A bank account is required for individuals who live and work in Belgium but also for companies incorporated in Belgium that need the account for business transactions.
 
The experts at our Belgian company formation firm can help you open a bank account in Belgium if you are an expat or a foreign entrepreneur who is ready to start a business. Apart from a current account at a Belgian bank, you can also choose to start a savings account to better manage your finances.
 

Steps for opening a bank account in Belgium

 
Some of the largest Belgian banks are BNP Paribas Fortis, ING and KBC but many other banks have opened branches in Belgium. Clients have a full range of financial services to choose from and most banking services are also available in English, not only in French or Dutch.
 
Most banks only require a passport or a Belgian ID card as proof of identity, but other many also request a proof of residence. In addition to these documents the applicant must also submit the completed and signed bank account application form (usually available for online download or directly at the bank). Some banks even allow clients to open their bank accounts online and some banks even allow foreigners to open a bank account before actually arriving to Belgium.
 
Once the account has been opened, the client must receive the cards, PIN code and other passwords and devices needed to manage the account. Bank statements can be requested monthly or according to the client’s specifications.
 
Our company registration experts in Belgium can help you if you need to obtain a residence permit on order to be able to open a bank account in Belgium
 

Banking in Belgium 

 
Belgium is a member of the Eurozone and payments in the country are made in this currency. Payments for goods and services can be made in cash or by card payments. Cards are widely accepted both in small and large stores.
 
The management fees for a bank account in Belgium will differ according to the services requested by the client. Incomes from savings accounts or foreign investments need to be registered in the annual tax return.
 
If you are a foreigner in Belgium and need help opening a bank account, please contact our company registration agents in Belgium. We are able to provide a wide range of services for companies and individuals in Belgium.
 
 

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